Kumalasari, Anika, Siti Resmi, and Alivia Meyrizka Utami. 2025. “Financial Management of Yogyakarta Students: The Role of Locus of Control, Love of Money, and Financial Inclusion”. JURNAL ILMU MANAJEMEN 22 (1):1-11. https://doi.org/10.21831/jim.v22i1.81434.