Nizam, Ahmad, and Al Mahfud Saputra. “The Behavioral Intentions of Muslim and Non-Muslim Customers Toward Bank Syariah Indonesia Products Post-Merger”. Jurnal Economia 21, no. 1 (February 23, 2025): 18–33. Accessed May 22, 2025. https://journal.uny.ac.id/index.php/economia/article/view/71025.